In New York, all cars are required to have at a minimum the following insurance: $25,000/$50,000 for liability, $10,000 for property damage, $25,000/$50,000 for UM coverage and $50,000 for No-Fault coverage.
For the numbers above, if there are two numbers in the limit, the first number represents the maximum that any one person can recover and the second number is the maximum that the insurance company pays out for the accident, regardless of how many persons are injured in the accident.