Why do you want my personal automobile insurance or my family’s auto insurance if that car wasn’t involved in the accident?

In New York, if you are in any type of auto accident, your own personal auto policy or any auto policy issued to a relative resident (relative that you live with at the time of the accident) follows you wherever you go.

So even if you have an accident and that car is not involved, that policy could give you extra No-Fault benefits, uninsured motorist protection or supplemental underinsured protection.   These terms are defined below. {NEED TO ADD THESE}